Future of Payment
Dr.Ruja Ignatova, Designed OneCoin to solve the
problem of BitCoin
Global investment bank & stock firm Goldman Sachs designed a cryptocurrency called SETLcoin for stock and bond trading. Then they registered patent to the US Patent Office under the name of “For Securities Settlement”. By using SETLcoin, people can do stock trading and bond trading in realtime. Each transaction is recorded in distributed network which is like blockchain, so people can easily check the transaction details and forgery is impossible. Crytocurrency started with BitCoin is now used in stock market, too. Unlike BitCoin and SETLcoin, there is a coin designed to be used in real life from the beginning and this is OneCoin,
We did interview session with Dr.Ruja Ignatova,founder of OneCoin, and found more about OneCoin.
Q. How Onecoin could be started?
A. Before OneCoin I was working for global management company. Also I worked related to bank or insurance company. One day, I discovered Bitcoin in 2010. At that time, idea of mining BitCoin was very fresh and new idea to me. Also, I could see that Bitcoin was successfully taking their position in the market, so I decided to research on BitCoin. I also was able to realize that although BitCoin is something new and innovative to the market, there were a lot to be developed. OneCoin is designed to solve the problems which Bitcoin had. Especially OneCoin is made for majority.
Q. OneCoin caught up with Bitcoin in a short period of time. What’s the driving force?
A. First of all, there are many users. BitCoin has only 200,000-300,000 users who have BitCoin account. However, OneCoin is designed for everyone. Second of all, OneCoin is transparent. With BitCoin, people don’t know who created the BitCoin, who mined the coin and where they were used. On the other hand, OneCoin is opened transparently, because purpose of OneCoin is to make people to use the Coin in the market.
Q. What’s the vision of OneCoin?
A. Goal is to make OneCoin worth 50 Euro within 3years. Ultimate goal is to make OneCoin to become as a company like Facebook, and Apple which everyone in the world knows well.
Q. What is the difference between OneCoin and BitCoin?
A. First of all, Bitcoin has already become popular but OneCoin hasn’t yet, so many people know BitCoin but people are not familiar with OneCoin just yet.
Second of all, Bitcoin is decentralized but OneCoin is managed by the company, so it’s more reliable and can maintain stable growth.
Thirdly, no one really cares what’s going to happen to Bitcoin because it wasn’t made for using in market. However, OneCoin is designed to be used in market from the beginning.
Q. What is the goal?
A. Almost 2 billion people in the world don’t have their own bank account. Once OneCoin becomes more popular among people, people don’t need to go to bank to open a bank account anymore. They can just send money and get money only with their phone number. Goal is to make everyone do the bank job without having bank account.
Q. Future plans?
A. Lots of meetings regarding on digital money are scheduled already next year. I will try my best to make OneCoin to be more popularized in the near future. I want to hear from people that they made a lot of money because of OneCoin.
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